Which term describes a form of insurance paid by the employer providing cash benefits to workers injured or disabled in the course of employment?

Which term describes a form of insurance paid by the employer providing cash benefits to workers injured or disabled in the course of employment?

• A. Workers' compensation
• B. Protocol
• C. Branding
• D. Contingent

Answer: (A)

Workers’ compensation is a form of insurance funded by the employer that provides cash benefits to workers who are injured or become disabled while performing job duties. It typically helps cover medical expenses and replaces a portion of lost wages, ensuring workers receive timely benefits without needing to sue their employer. This arrangement also protects employers from certain lawsuits by providing a standardized system of compensation. The other terms don’t fit this scenario: protocol refers to procedures to follow, branding is about a company’s image, and contingent describes something dependent on a condition or another event.

Workers’ compensation is a form of insurance funded by the employer that provides cash benefits to workers who are injured or become disabled while performing job duties. It typically helps cover medical expenses and replaces a portion of lost wages, ensuring workers receive timely benefits without needing to sue their employer. This arrangement also protects employers from certain lawsuits by providing a standardized system of compensation.

The other terms don’t fit this scenario: protocol refers to procedures to follow, branding is about a company’s image, and contingent describes something dependent on a condition or another event.